Financing Options from Barlow Service Experts Heating & Air Conditioning Published on April 24, 2016 Imagine: it’s August, sneaking up to triple digits, and your air conditioning unit dies. It just dies. Quits working. No more air conditioner, no more cool air to combat the summer heat and keep your home comfortable. It’s finished. So you call a heating and cooling company to come take a look and they tell you what you already knew – you have to buy a new system. And then they tell you something you didn’t know – it’s going to cost anywhere from $7,000 to $70,000, factoring in the type of air conditioning system(s) you desire, the type of home(s) you have, and the type of energy source you’d like. It’s time to make a decision. Spend your summer soaking in sweat and blowing fans over ice? Or shell out all your savings (and maybe sell an organ) to cover the cost of a new system? Or option three? Financing. Did you know that 70% of people taking on a home improvement project plan on financing it? When you remember that the average consumer in the United States has under $5,000 they can access, it makes perfect sense. So when life happens and things malfunction, and unexpected expenses such as an air conditioner repair or replacement is mandatory, it is essential that we have affordable financing options available. At Barlow Service Experts Heating & Air Conditioning we have a variety of financing options for consumers looking to replace their HVAC systems. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period lapses. Barlow Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help reduce energy bills while supplying home comfort. The financing programs at Barlow Service Experts Heating & Air Conditioning are included below: Low monthly paymentsNo down paymentNo annual feesNo prepayment penaltiesCompetitive interest rates With so many programs, what’s stopping you? Call Barlow Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you determine which heating and cooling system is right for your home AND which financing option works best for your life. We can’t wait to work with you!